If you need a home loan, you are in the right place. I work with people of all walks of life – young couples, retired couples, military families, singles, and people starting over.

Here are different types of loans available – all of which I have great experience and expertise. Even if you think you aren’t a good candidate for a home loan, give me a call at 865-300-5846. You may be surprised at what we can do.

I’d love to help you get the loan you need for the home you want.

Conventional Loan – Basic Mortgage – 3% Down. Simple. Standard. Popular.

FHA Loan – Flexibility – 3.5% Down. Lower down payments and credit scores accepted.

USDA Loan – 0% Down. When you need to escape to the countryside. Lower Income applicants can get 100% financing.

VA Loan – 0% Down. For those who serve or has served our country. A way of saying thanks to our military and veterans.

Jumbo Loan – 10% Down. When your dream home calls for a high balance loan. You could borrow up to 3M.

Disaster Relief Loan – 100% Financing – Easy to qualify.

Construction & Renovation Home Loan – Flexible terms, lower credit scores accepted.

Unique Home Financing – Manufactured Homes, Tiny Homes, and Container Homes

Down Payment Assistance – For first time home owners with low to moderate income.

Licensed MLO – Kentucky, North Carolina, Georgia, Florida and Tennessee